5 Best Instant Approval Credit Cards of 2026 | WalletHub

Why Paying a $1,000 Credit Card in Full Saves Money Let’s say you use your credit card for $1,000 worth of expenses each month. Scenario A – You Don’t Pay in Full Balance: $1,000 Interest rate: 20% APR Minimum payment: $30 If you only pay the minimum, you could pay over $200 in interest per year just on that $1,000 revolving balance. Scenario B – You Pay in Full Each Month You still spend $1,000 on the card. But you pay the $1,000 off completely before the due date. Result: You pay $0 in interes

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