Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

Equitable is known for dependable policy illustrations, which can make it easier to see how your cash value might grow over ...

Term life insurance Term life is popular because it's the most straightforward and affordable option. It's useful if you need coverage only for a set number of years, such as while you’re raising kids ...

Banner Life, Symetra and Penn Mutual are among the best term life insurance companies in our analysis. Premiums and the options for converting a term life policy to permanent insurance can vary ...

Amica's affordable rates and easy online application process landed it on both our best term life insurance and most affordable life insurance lists. We like that Amica policies include a free ...

Prudential stands out for its dependable policy illustrations, which can help policyholders plan more confidently for the future. We also like that its Term Essential policy offers competitive pricing ...

Knowing the factors that affect rates can help you find a better deal ...