In 2023, the New York State Legislature passed a law which requires all automobile policies written in New York to include supplemental spousal liability coverage. Traditionally, although a vehicle ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.

When you rent a car, you're asked if you want to buy car insurance from the rental agency. The question for many people is: Do I need it? If you already have car insurance, your policy may extend to a ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

General and professional liability insurance protect against different business risks. You may need both. Many, or all, of the products featured on this page are from our advertising partners who ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Contractual liability insurance protects businesses ...