Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Key Takeaways Commercial debt collection agencies typically charge contingency fees ranging from 15% to 50% of ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Get your business out of debt with our guide to the debt collection process and see expert-backed advice for dealing with ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Consumers across the country are being bombarded with intimidating and sometimes aggressive debt collection calls, and ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.