Credit Score vs. Credit Report: Understand the Key Differences

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.
Digital Journal

The Most Important Types of Credit Scores Explained

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

Why Credit Scores Don’t Always Match and Which One Really Matters Most to You

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

6 Smart Ways To Get Approved for Loans and Credit Cards with a Low Credit Score

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...
WDBJ

Target 7: Tips to improve your credit score

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Low credit score? How an FD-backed credit card can still get you approved

A low credit score shuts many doors. Personal loans become expensive or unavailable. Regular credit cards are declined ...

Best Personal Loans Below 580 Credit Score Rise As AI Lending Expands, Radcred Reports

Best Personal Loans Below 580 Credit Score Rise As AI Lending Expands, Radcred Reports. RadCred reports rising demand for personal loans below 580 credit scores as AI approvals expand and lending ...
Wall Street Journal

What Credit Score Do You Need to Buy a House?

Kevin Payne is a contributor to Buy Side from WSJ and personal finance expert specializing in credit cards, student loans and travel. Staff Senior Editor, Buy Side from WSJ Reina Marszalek is a staff ...